High Net Worth Insurance
A standard insurance policy will not suit every individual’s needs. Often high valued assets need bespoke, additional cover and come with complex, detailed insurance requirements – Instinct Insurance & Risk Management Services can assist you and your lifestyle.
We provide every single private client with a tailored service. We will take our time to conduct a thorough review of your current insurance policies, where appropriate, and complete our own detailed fact-finding. It allows us to assess your individual needs and ensure we are recommending the most suitable cover.
Insurance shouldn’t be about who is the cheapest. You want to ensure you have cover with a reputable, known & trusted insurer, together with a dedicated, professional brokerage supporting you every step of the way.
We use a small, select panel of specialist, high net worth insurers where we have experience of their successful claims service. We want to make sure you are covered correctly in case the unfortunate does happen.
We can provide the following:
- Warranty Free Policy Wordings
- All Risks Cover – Worldwide
- Fine Art & Jewellery Collections
- Additional Properties including Holiday Homes
- Agreed Value
- Inclusion of Travel Insurance
- Comprehensive “Driving Other Cars” Extensions
- Breakdown Cover
- Inclusion of Yachts &/or Boats
We work with our specialist partners to provide additional services, for example:
- Asset Valuations and Appraisals – Buildings, Contents, Jewellery, Collections.
- Family Protection – Kidnap & Ransom, Identify Theft.
- Loss Recovery – Your own, dedicated Chartered Loss Adjuster acting on your behalf.
Visit our Contact Us page for more information on how to get in touch with us.